Meet Your Trusted Expert Barbara Johnson!
Barbara Johnson
Welcome! I’m Barbara S. Johnson, a dedicated and results-driven Residential and Commercial Loan Consultant with a passion for empowering clients to achieve their financial and real estate goals. With a proven track record in delivering tailored mortgage solutions, I specialize in assessing financial needs, simplifying complex processes, and guiding clients through every step of the loan journey with clarity and confidence. Whether you’re a first-time homebuyer, a homeowner exploring refinancing options, or an investor seeking your next opportunity, I am committed to making your experience seamless and rewarding. As a seasoned real estate investor, I bring firsthand knowledge of the market and a deep understanding of the lending process, ensuring I can provide strategic insights and practical solutions that align with your unique goals. My approach combines personalized service with a results-oriented mindset. By collaborating closely with underwriting and processing teams, I ensure smooth transactions while consistently exceeding client expectations. Let’s work together to make your financial dreams a reality. Contact me today, and let’s explore how I can help you reach your goals!
Initial Pre-Qualification: Check your credit score and submit your application if your credit and down payment meets our minimum requirements.
Prepare Documentation: You will get a checklist of documents needed to fund the deal if it is pre-qualified.
Pre-Approval: Obtain pre-approval letter and secure property or business under contract.
Underwriting: The lender assesses your creditworthiness and the risk of the loan.
Approval and Closing: Once approved, review the terms, sign disclosures, meet conditions, and close the loan.
Apply for Business Funding to maximize your investment opportunities!