Reliable Universal Lender for Homes and Businesses
Funding for any situation.
Dreaming of homeownership?
We’ve partnered with Capital Federal Credit Union to make it happen!
Whether you need FHA, VA, or down payment assistance, we’ve got flexible loan options even with a FICO score as low as 580!
Finding the right loan should be seamless. With competitive rates, expert support, and a hassle-free process, we make home financing simple and stress-free.
Let’s get you one step closer to your new home!
Because it’s time to make informed financial decisions with guidance from trusted experts
From mortgages to commercial loans, we offer customized solutions to help you buy, build, or expand with confidence!
Smart Financing for Homes & Businesses
Fast Approvals, Hassle-Free Process
Competitive Rates, Personalized Solutions
Your Future Starts Here - The Right Financial Decisions Start Today
Your One-Stop Lending Solution for Residential & Commercial Financing
From first-time homebuyers to seasoned investors, we provide tailored loan solutions to help you achieve your financial goals.
Get Pre-Qualified
Provide basic financial details to determine your eligibility and loan options.
Submit Your Application
Complete your loan application and provide required documents such as proof of income and credit history.
Underwriting & Approval
Our experts review your information, finalize loan terms, and ensure a smooth underwriting process.
Get Funded!
Sign the final documents, and your loan is funded! Your home or investment a reality!
SBA / Business Loans
SBA loan is a type of business loan that’s partially guaranteed by the U.S. Small Business Administration (SBA), making it easier for business owners to get funding. These loans are designed to help small businesses secure financing when they might not be able to get a loan from a traditional lender like a bank.
DSCR
DSCR Loan is perfect for both new and seasoned investors. Eclipse offers flexible purchase and refinance options that accommodate all credit profiles, with competitive rates ranging from 5-12%.
This program is designed to provide accessible financing while maximizing your investment opportunities.
Fix and Flip
Fix and Flip loans are tailored for investors with a FICO score of 600 or higher. We provide up to 100% financing for both purchase and renovation costs, with competitive rates ranging from 6-12%. Plus, there are no prepayment penalties, giving you the flexibility to maximize your real estate investment returns.
FHA/VA & Conventional Loans
Government-backed loans provide flexible financing options to help more borrowers achieve homeownership.
FHA Loans offer low down payments and easier credit requirements, ideal for first-time buyers.
VA Loans provide exclusive benefits for eligible military members, including no down payment and no PMI. These programs make homeownership more accessible with government support.
© 2025 Eclipse Funding, LLC. All Rights Reserved. Eclipse Funding, LLC is an equal housing lender. All loans are subject to credit approval and underwriting guidelines. Terms and conditions apply. Eclipse Funding, LLC is an equal housing lender and is powered by Capital Federal Credit Union. We offer government-backed loan programs, including FHA, VA, and USDA loans, in addition to conventional and commercial financing options. All loans are subject to credit approval and underwriting guidelines. Eclipse Funding, LLC is a trusted partner for government loan programs but is not a government agency. This website is for informational purposes only and does not constitute a commitment to lend. Interest rates, loan programs, and terms are subject to change without notice. Please consult with a lending specialist for details on available loan options.