Welcome to Eclipse
Funding for Any Situation
Your trusted partner for all financing needs
We are proud to partner with Capital Federal Credit Union to provide a wide range of flexible loan options tailored to your needs.
Whether you're interested in Conventional, Non-QM, FHA, VA, or DPA programs, we’ve got you covered!
Our financing solutions are crafted to make homeownership achievable, even for those with FICO scores as low as 580. With personalized support and competitive rates, we’re dedicated to helping you reach your mortgage goals. Plus, our streamlined process ensures exceptional terms and a hassle-free loan experience from start to finish.
Your dream home is closer than you think. Let us guide you on the journey to making your homeownership dreams a reality!
How to Get Approved
Credit Score
While no credit score is required for our real estate investment loans, a score of 620 is preferred to secure the best terms.
Check your scores by clicking here
Down Payment
2 months financial statements are required to verify your down payment for a real estate loan. These documents helps us confirm the availability of funds for the down payment.
Investment Track Record
Real estate investment loans require a 12-month track record of all investments owned.
For homeowners, the requirements are a Verification of Rent/Mortgage and employment. These documentations helps us assess your investment history and ensure you have a stable and proven performance.
NO Doc Loan
No income documentation is required for our real estate investment loans in most cases. These loans are based on your assets and the income generated by your investments, simplifying the approval process and focusing on your financial potential.
Outline Your Goals
Gather The Documents
Eclipse Will Take Care of The Rest
Our Products
DSCR
Ideal for both new and experienced investors.
We provide tailored purchase and refinance solutions for all credit profiles, featuring competitive rates from 8-12%.
Benefit from high LTV options and flexible DSCR requirements starting as low as 0.75, with some exceptions.
Commercial Loans
Tailored for business and investors and flexible financing solutions for property acquisition, renovation, or refinancing.
With competitive rates and various term options, we support a range of property types including retail, office, and industry spaces.
Construction Loans
Build your vision with our Construction Loans!
We offer a flexible financing for new builds or major renovations.
We provide competitive rates, high LTV ratios and easy draw schedules to support your project from start to finish.
Suitable for residential and commercial projects, our streamlined process ensures quick approvals and efficient funding.
SBA
Financing option backed by the U.S. Small Business Administration, providing startups and established small businesses with access to capital under favorable terms.
These loans are partially guaranteed by the SBA, reducing risk and easier for businesses to qualify.
SBA loans typically offer lower rates, longer repayment terms and flexibility for a variety of needs, such as working capital, equipment purchases, real estate or business expansion.
Business Line of Credit
Ideal for managing cash flow, covering expenses, and earning rewards.
A business line of credit loan is a flexible financing option that allows businesses to borrow up to a predetermined limit, similar to a credit card.
Businesses can draw from the line of credit, repay it, and borrow again, making it ideal for managing cash flow, covering short-term expenses, or financing unexpected costs; offering ongoing access to capital as long as the credit limit is not exceeded.
Business Term Loans
Maximize your business financing with competitive rates and a streamlined application process.
Whether you are looking to fund new investments, expand operations, or refinance existing debts, these loans are typically available for long-term investments or specific business needs, such as purchasing equipment, expanding operations, or refinancing existing debt.
The repayment term can range from a few months to several years, depending on the loan agreement.
Business term loans provide predictable payments, making it easier for businesses to manage their finances.
Fueling Your Success with Strategic
Real Estate Investment and Business Funding
Choosing Eclipse Funding for your real estate and business funding needs means you're partnering with a trusted team dedicated to your success. We specialize in offering financing solutions that align with your goals. Our expertise, combined with a network of lenders ensures you get the best rates and terms available. We streamline the entire process, so you can focus on growing your investments and business.
With Eclipse Funding, you’re not just getting a loan, you’re gaining a strategic partner committed to your long-term success!
Copyright 2025 . All rights reserved by Eclipse Funding, LLC.
Eclipse Funding, LLC is an Equal Opportunity Lender. Loans are subject to underwriting approval, terms and conditions apply. Eclipse Funding, LLC operates in compliance with applicable federal, state, and local regulations. Licensing information is available upon request. This is not an offer to lend. Rates and terms are subject to change without notice. All loans are subject to credit approval and compliance with applicable laws. Certain restrictions may apply.