Frequently Asked Questions
Q: What types of loans does Eclipse Funding LLC offer?
A: Eclipse Funding offers a wide range of financing solutions tailored to your needs, including Fix & Flip, DSCR, Ground-Up Construction (GUC), Portfolio 5 Plus, Commercial, Stabilized Bridge, Mixed-Use, Business, and SBA funding
Q: Who can apply for a loan with Eclipse Funding LLC?
A: Our loan programs cater to real estate investors, business owners, entrepreneurs, and commercial property investors.
Q: Do you offer 100% financing for real estate investors?
A: Yes, we have 100% financing options for qualified fix and flip projects and we can refinance to DSCR for a long term investment.
Q: What is a DSCR loan, and how does it work?
A: A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors, allowing them to qualify based on rental income rather than personal income. We offer DSCR loans with low fixed 30-year rates and up to 80% purchase financing.
Q: Do you lend nationwide?
A: Yes! We offer financing solutions across all 50 states.
Q: What types of business loans do you offer?
A: We provide SBA 7a and 504b along with Private business lines of credit, and business term loans. Equipment Financing, Merchant Cash Advance and much more!
Q: How quickly can I get funding for my business?
A: You can get some loans done in as little as 5 days. Most of our private business loans take on average 14- 30 days and SBA is 45-60 Days.!
Q: Do you offer 100% Financing Investors?
A: Yes, we offer 100% Fix and Flip Funding with as low as a 650 FICO and NO Experience Needed!
Q: How do I apply for a loan?
A: You can apply using our secure links.
Real Estate Investment Loan Application Link
SBA / Business Loan Application Link
Or contact our office
1 888-255-6330
Q: How long does it take to get an answer back from your company after I put in the application?
A: Our automated system will send you notifications and our team will be in contact with you within the hour in most cases!
Contact
888-255-6330
Eclipse Funding- 7850 Enchanted Hills Blvd NE,
Rio Rancho, NM 87144
© 2025 Eclipse Funding, LLC. All Rights Reserved. Eclipse Funding, LLC is an independently owned and operated company specializing in real estate investment and commercial loan products, including Fix & Flip, DSCR, Ground-Up Construction, Bridge Loans, and Portfolio Loans. All loans are subject to credit approval and underwriting guidelines. Terms and conditions apply.