Frequently Asked Questions

Q: What types of loans does Eclipse Funding LLC offer?

A: We provide a wide range of loans, including real estate investment loans, business loans, DSCR loans, fix and flip loans, SBA loans, bridge loans, equipment financing, and more.

Q: Who can apply for a loan with Eclipse Funding LLC?

A: Our loan programs cater to real estate investors, business owners, entrepreneurs, and commercial property investors.

Q: Do you offer 100% financing for real estate investors?

A: Yes, we have 100% financing options for qualified fix and flip projects and rental property purchases.

Q: What is a DSCR loan, and how does it work?

A: A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors, allowing them to qualify based on rental income rather than personal income. We offer DSCR loans with low fixed 30-year rates and up to 80% purchase financing.

Q: Do you lend nationwide?

A: Yes! We offer financing solutions across all 50 states.

Q: What types of business loans do you offer?

A: We provide SBA 7a and 504b along with Private business lines of credit, and business term loans. Equipment Financing, Merchant Cash Advance and much more!

Q: How quickly can I get funding for my business?

A: You can get some loans done in as little as 5 days. Most of our private business loans take on average 14- 30 days and SBA is 45-60 Days.!

Q: Do you offer 100% Financing Investors?

A: Yes, we offer 100% Fix and Flip Funding with as low as a 650 FICO and NO Experiance!

Q: How do I apply for a loan?

A: You can apply online through our website or contacting a loan specialist! Please visit our Prodcuts Page!

Q: How long does it take to get an answer back from your company after I put in the application?

A: Our automated system will send you notifications and our team will be in contact with you within the hour in most cases!

Contact

888-255-6330

Eclipse Funding- 7850 Enchanted Hills Blvd NE,

Rio Rancho, NM 87144

© 2025 Eclipse Funding, LLC. All Rights Reserved. Eclipse Funding, LLC is independently owned and operated by Brock Salazar and is not affiliated with Texana Bank. Eclipse Funding specializes in real estate investment and commercial loan products including Fix & Flip, DSCR, Ground-Up Construction, Bridge Loans, and Portfolio Loans. Eclipse Funding, LLC is an Equal Housing Lender and is powered by Capital Federal Credit Union. All loans are subject to credit approval and underwriting guidelines. Terms and conditions apply.

Some loan officers at Eclipse Funding, LLC may also be individually licensed mortgage professionals through Texana Bank or other financial institutions. These affiliations are held independently and do not imply a business relationship between Eclipse Funding and any bank or financial institution.

Brock Salazar is also a licensed mortgage loan officer with Texana Bank, where he provides a full range of

residential mortgage products, including FHA, VA, USDA, Conventional, Jumbo, Down Payment Assistance, HELOCs, and One-Time Close Construction loans. Texana Bank and Eclipse Funding, LLC operate separately and do not share ownership, management, or operational functions. This website and any associated materials are for informational purposes only and do not constitute a commitment to lend. Interest rates, loan programs, and terms are subject to change without notice. Please consult directly with a licensed lending professional for the most up-to-date program availability and guidance