Frequently Asked Questions
Q: What types of loans does Eclipse Funding LLC offer?
A: We provide a wide range of loans, including real estate investment loans, business loans, DSCR loans, fix and flip loans, SBA loans, bridge loans, equipment financing, and more.
Q: Who can apply for a loan with Eclipse Funding LLC?
A: Our loan programs cater to real estate investors, business owners, entrepreneurs, first-time homebuyers, and commercial property investors.
Q: Do you offer 100% financing for real estate investors?
A: Yes, we have 100% financing options for qualified fix and flip projects and rental property purchases.
Q: What is a DSCR loan, and how does it work?
A: A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors, allowing them to qualify based on rental income rather than personal income. We offer DSCR loans with low fixed 30-year rates and up to 80% purchase financing.
Q: Do you lend nationwide?
A: Yes! We offer financing solutions across all 50 states.
Q: What types of business loans do you offer?
A: We provide SBA loans, business lines of credit, merchant cash advances, and equipment financing to help businesses grow and expand.
Q: How quickly can I get funding for my business?
A: Business funding can be approved in as little as 24-48 hours, depending on the program and documentation provided.
Q: Do you offer financing for startups?
A: Yes, we have funding options available for startups, including business credit lines and SBA loans.
Q: How do I apply for a loan?
A: You can apply online through our website or contacting a loan specialist! Please visit our Prodcuts Page!
Q: How long does the loan approval process take?
A: Loan approvals can take anywhere from a few days to a few weeks, depending on the loan type. Our hard money and business loans can close in as little as 15-45 Days depending on the Loan Type!
© 2025 Eclipse Funding, LLC. All Rights Reserved. Eclipse Funding, LLC is an equal housing lender. All loans are subject to credit approval and underwriting guidelines. Terms and conditions apply. Eclipse Funding, LLC is an equal housing lender and is powered by Capital Federal Credit Union. We offer government-backed loan programs, including FHA, VA, and USDA loans, in addition to conventional and commercial financing options. All loans are subject to credit approval and underwriting guidelines. Eclipse Funding, LLC is a trusted partner for government loan programs but is not a government agency. This website is for informational purposes only and does not constitute a commitment to lend. Interest rates, loan programs, and terms are subject to change without notice. Please consult with a lending specialist for details on available loan options.