Rates & Mortgage Calculators!
Welcome to the Tools page at Eclipse Funding!
Please feel free to use our tools to get a general idea of what your payments might be. Keep in mind that we do not guarantee the rates displayed here, as mortgage rates change daily. To secure a specific rate, you will need to lock it in. Every rate comes with associated costs, and you may choose to purchase the rate that best fits your financial needs. For more information, please speak with one of our loan specialists, who can guide you through your options and help you make an informed decision.
Mortgage Calculator and Current Conventional Rates!
Eclipse Funding Mortgage Calculator
Use our mortgage calculator to estimate your monthly payments.
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Fix and Flip Calculator
Fix and Flip Loans Overview
Fix and flip loans help real estate investors buy, renovate, and sell properties for profit. These loans cover both the purchase and renovation costs, giving you the capital needed to boost your investment.
Key Features:
Short-Term Financing: 6 to 18 months, matching your renovation and sale timeline. Purpose: Covers purchase, renovation, and sometimes holding costs. High Leverage: Low down payments based on the property’s after-repair value (ARV), allowing more investment in improvements. Interest Rates: Competitive rates, typically 7% to 15%. Repayment: Paid off when the property is sold, with flexible interest payment options. Loan-to-Value (LTV): 70-80% based on ARV, providing strong leverage. Fees: Includes standard fees like origination and closing costs.
Qualify with Eclipse Funding LLC:
If you have a down payment or a credit score over 720 with solid experience, you may qualify for a loan based on your down payment. For credit scores below 720 or less experience, a down payment of 10-20% is required
Eclipse Funding Fix and Flip Calculator
DSCR Calculator
Debt Service Coverage Ratio (DSCR)
is a key financial metric used to evaluate a property's ability to generate enough income to cover its debt obligations. It is calculated by dividing the property's net operating income (NOI) by its total debt service, which includes mortgage payments, taxes, insurance, and other related expenses. A higher DSCR indicates a stronger ability to meet debt payments, reducing risk for lenders and investors.
At Eclipse Funding LLC, we specialize in providing tailored financial solutions to help you achieve a favorable DSCR. Our expert team offers comprehensive mortgage financing options, detailed financial analysis, and strategic planning to enhance your investment's profitability. By leveraging our extensive industry experience and customized financial products, we can help you optimize your debt service coverage, secure favorable loan terms, and make informed investment decisions. Let us guide you through the complexities of financing and ensure your financial success.
Eclipse Funding LLC Mortgage & DSCR Calculator
Contact
888-255-6330
Eclipse Funding- 7850 Enchanted Hills Blvd NE,
Rio Rancho, NM 87144
© 2025 Eclipse Funding, LLC. All Rights Reserved. Eclipse Funding, LLC is an independently owned and operated company specializing in real estate investment and commercial loan products, including Fix & Flip, DSCR, Ground-Up Construction, Bridge Loans, and Portfolio Loans. All loans are subject to credit approval and underwriting guidelines. Terms and conditions apply.