National Lender with the passion to serve!
We have a Funding solution for any situation! Contact us today!
Because it’s time to make informed financial decisions with guidance from trusted experts
From mortgages to commercial loans, we offer customized solutions to help you buy, build, or expand with confidence!
Smart Financing for Homes & Businesses
Fast Approvals, Hassle-Free Process
Competitive Rates, Personalized Solutions
Your Future Starts Here - The Right Financial Decisions Start Today
Your One-Stop Lending Solution for Business Purpose Residential & Commercial Financing
From first-time to seasoned investors & business owners, we provide tailored loan solutions to help you achieve your financial goals.
Get Pre-Qualified
Provide basic financial details to determine your eligibility and loan options.
Submit Your Application
Complete your loan application and provide required documents such as proof of income and credit history.
Underwriting & Approval
Our experts review your information, finalize loan terms, and ensure a smooth underwriting process.
Get Funded!
Sign the final documents, and your loan is funded! Your home or investment a reality!
DSCR
DSCR Loans are designed for real estate investors who want to qualify based on rental income, not personal income. We finance 1–9 unit properties with loan amounts up to 75% LTV for borrowers with a minimum DSCR of 0.75—and even better terms for those with a 1.2 DSCR or higher. Perfect for both purchases and cash-out refinances, our DSCR loans offer flexibility, speed, and room to grow your portfolio.
Fix and Flip- 100% Financing
Fix and Flip Loans offer up to 100% financing on purchase and rehab costs, with funding available up to 75% of ARV for investors with a 680+ FICO. Have a 650 FICO? No problem — you can still qualify for up to 65% ARV. Whether you're a seasoned flipper or just getting started, we’re here to make the deal happen. Fast approvals, competitive rates, and no prepayment penalties — we’ll get it done.
Ground Up construction
Ground-Up Construction Loans are designed for investors at all experience levels, from first-time builders to seasoned developers. We offer financing for projects ranging from 1 to 9 units, covering both land acquisition and construction costs. With flexible underwriting, competitive rates, and no prepayment penalties, our GUC loans help you build new opportunities from the ground up—literally. Whether you're building a single-family home or a small multifamily development, we've got you covered.
Let me know if you'd like versions tailored for flyers, social media, or specific borrower types.
Portfolio Lending
Portfolio Loans are perfect for investors with 5 or more properties, allowing you to consolidate and manage multiple assets under one streamlined loan. We offer cash-out refinancing up to 80% of the portfolio’s blended value, with a minimum FICO of 680. Whether you're looking to unlock equity or simplify your financing, our portfolio lending solution is built for scale, flexibility, and long-term growth.
Stabilized Bridge
Stabilized Bridge Loans are ideal for investors ready to cash out and move on. We offer cash-out financing up to 75% LTV on stabilized properties, giving you the liquidity to unlock equity, take your profits, or fund your next deal. Whether you’re holding or preparing to sell, our bridge solution helps you exit clean and fast—so you can keep building without slowing down.
SBA / Business Loans
We offer a full suite of business loan solutions tailored to meet your needs—whether you're just starting out or scaling to the next level. SBA 7(a) loans are great for working capital, business acquisitions, or real estate purchases, offering flexible terms and low down payments. If you're investing in fixed assets like equipment or owner-occupied commercial real estate, SBA 504 loans provide long-term, below-market fixed rates with favorable terms. Not everyone fits inside the traditional lending box—that’s why we also offer Private Business Loans for entrepreneurs who may not have full documentation or meet standard underwriting criteria. These loans provide fast access to capital with fewer requirements, giving you the flexibility to move your business forward when the banks say no.
Contact
888-255-6330
Eclipse Funding- 7850 Enchanted Hills Blvd NE,
Rio Rancho, NM 87144
© 2025 Eclipse Funding, LLC. All Rights Reserved. Eclipse Funding, LLC is independently owned and operated by Brock Salazar and is not affiliated with Texana Bank. Eclipse Funding specializes in real estate investment and commercial loan products including Fix & Flip, DSCR, Ground-Up Construction, Bridge Loans, and Portfolio Loans. Eclipse Funding, LLC is an Equal Housing Lender and is powered by Capital Federal Credit Union. All loans are subject to credit approval and underwriting guidelines. Terms and conditions apply.
Some loan officers at Eclipse Funding, LLC may also be individually licensed mortgage professionals through Texana Bank or other financial institutions. These affiliations are held independently and do not imply a business relationship between Eclipse Funding and any bank or financial institution.
Brock Salazar is also a licensed mortgage loan officer with Texana Bank, where he provides a full range of
residential mortgage products, including FHA, VA, USDA, Conventional, Jumbo, Down Payment Assistance, HELOCs, and One-Time Close Construction loans. Texana Bank and Eclipse Funding, LLC operate separately and do not share ownership, management, or operational functions. This website and any associated materials are for informational purposes only and do not constitute a commitment to lend. Interest rates, loan programs, and terms are subject to change without notice. Please consult directly with a licensed lending professional for the most up-to-date program availability and guidance